What Should I Know About Medicare in California?
There are several Medicare supplement plans for California you can choose from and each work in conjunction with your existing Medicare coverage. In order to purchase Supplemental plans you must first be enrolled in Medicare Part A and Part B. If you are looking for a Supplement to help you offset some of the costs that aren't covered by Part A and Part B you may want to research The Medicare Advantage plan. This is a stand-in for Medicare Part A and Part B, as it provides the same coverage, however the Medicare Advantage Plan may offer you additional benefits. A Medicare Supplement plan will not provide coverage for vision, dental or hearing care. If you want Prescription drug benefits you will need to enroll in Medicare Part D or take advantage of the Medicare Advantage Plan which does cover your prescriptions.
In California as long as you are enrolled in Medicare, you can purchase a supplemental insurance to help cover the costs that Medicare doesn't cover; this coverage is known as Medigap. This additional insurance helps cover some of the costs such as deductibles and copayments; that aren't covered by Medicare Part A and Part B. However, Medigap offers coverage for hospice care and Medicare if you are out of the country traveling, these are not covered under Medicare alone..
When you begin researching the different Medicare Supplement plans you need to make sure you choose a plan that will meet your medical needs and also look at the affordability. Since the majority of Medicare Supplement plans are offered by Private insurance companies the costs can vary between plans.
In California as long as you are enrolled in Medicare, you can purchase a supplemental insurance to help cover the costs that Medicare doesn't cover; this coverage is known as Medigap. This additional insurance helps cover some of the costs such as deductibles and copayments; that aren't covered by Medicare Part A and Part B. However, Medigap offers coverage for hospice care and Medicare if you are out of the country traveling, these are not covered under Medicare alone..
When you begin researching the different Medicare Supplement plans you need to make sure you choose a plan that will meet your medical needs and also look at the affordability. Since the majority of Medicare Supplement plans are offered by Private insurance companies the costs can vary between plans.